Crypterium Cryptobank for Cryptopeople
Crypterium
Cryptobank for Cryptopeople https://crypterium.io
Product
What is Crypterium?
Crypterium is a revolutionary digital cryptobank with credit subtoken and open platform. Our goal is to provide a convenient banking experience all over the world using the power of blockchain technology and our experience in contactless mobile payment technologies.
How does Crypterium make money?
Crypterium has a simple and sustainable transaction-based business model. We receive a profit from every merchants (not user) transaction.
How does Crypterium differ from other cryptobanks?
- We focus on contactless payments, because we believe that in the future plastic cards will not be needed. You can use our payment app right after installation, without a need to wait 2 weeks for your plastic card to arrive.
- We are focused on transactions. Our main goal is to create our own crypto-payment infrastructure based on blockchain technology that will significantly reduce the cost of transactions for merchants. We are confident we will achieve this task, because we have extensive experience in creating viable payment solutions.
- We are focused not only on working with the existing crypto community, which now consists of just a few million people, but also with an audience that is still only curious about the crypto-world and is afraid to buy crypto-currencies. We created a system, which will motivate millions of new users to connect with crypto-payments.
How about fiat services? Do you plan to work with fiat? If so, where do you plan to get the license?
In the beginning we plan to operate fiat transactions using the infrastructure of Visa/MasterCard linked to our application virtual cards which are issued by licensed banks-partners. Regarding the development of our own payment infrastructure, in some countries this service should get permission easily. We have several operational legal units in different countries, including in Estonia.
What is the difference between CRPT token and CRPT:CRED subtoken?
These tokens have different emission types and purposes. Emission of the credit subtoken will be controlled by special algorithms. CRPT token emission is limited and carried out only once.
ICO
Which crypto exchanges will be chosen?
It is hard to tell at this moment, but we plan to list the CRPT token on several top-tier exchanges.
When will the token start trading on crypto exchanges?
This should happen one to two months after the end of the tokensale, which ends in mid-January 2018 (or sooner, if the token issue cap is reached).
What are the conditions for the pre-sale?
The pre-sale starts on October 31 and ends on November 6. You can receive up to 33% in token bonuses.
What are the conditions for the tokensale?
The tokensale starts on October 31, 2017, and ends on January 13 (or sooner, if the token issue cap is reached). The minimum amount of tokens purchased during the tokensale is 1 CRPT token. The bonus during the tokensale is up to 33% of the purchase. To buy tokens, you will be asked to sign up at our website. The purchasing option will be available in your profile.
Which payment methods are accepted?
Bitcoin (BTC), Ethereum (ETH) and other cryptocurrency and tokens supported by CoinPayments.net.
Are CRPT tokens ERC-20 compatible?
Yes, CRPT tokens are based on the Etherium platform and are ERC20-compliant.
Where and how do I keep my tokens?
You can keep CRPT tokens in any wallet that supports ERC20 tokens. For example, in the MyEtherWallet.
How many tokens will be available during the tokensale and how many will be created ingeneral?
The number of sold tokens cap at 210.000.000. Number of issued tokens cap at 300.000.000. For every 70 tokens sold, 15 additional tokens will be issued and retained for the reserved fund,
12 additional tokens will be issued and retained for the team, partners, and advisors, and 3 additional tokens will be issued and retained for the bounty program.
If the hardcap is not reached during the token sale, will the remaining tokens be destroyed?
Yes, the remaining tokens will not be issued.
Do you have a bounty program? Where can I find the bounty program details?
Yes, we do have a bounty program. More information about the program will be published on our blog on Medium (https://medium.com/@crypterium_io).
This sounds like a scam — how do I know this is legit?
We are not a scam. We have a solid fintech-experienced team with a public success-story. With the help of strong advisors and your support we have everything to build a game-changing product.
What if the minimum milestone is not achieved?
If the first milestone is not achieved by the end of the ICO all investments will be refunded.
When does the ICO start?
The ICO launches on October 31st 10:00 AM UTC-4 and will last for 75 days, ending on January 13th 10:00 AM UTC-4.
What is Crypterium’s tokensale hard cap?
We will not accept funds above 47 000 000 USD.
Can I contribute directly from an exchange?
Yes, you can.
In which countries can I use Crypterium?
You can use Crypterium Mobile Bank globally.
What exchange rate is used?
For the ICO we will use Coinbase as a rates data provider.
Is there a lock up period for the team and reserved fund tokens?
Yes, the lockup period is 12 months.
How can I make sure that tokens will be given to me? Is there a contract?
There will be a public purchase agreement soon. After the end of ICO every participant will receive tokens to their ETH wallets in accordance with the purchase agreement and Ethereum-based smart-contract.
If you did not meet or gain your target money investment, what will happen?
In the unlikely event that the first token goal (3 mlns USD) is not achieved, all funds that were acquired will be returned in full to their prospective purchasers.
Are there any special bonuses?
Questions about bonuses are reviewed on the individual basis by our leadership team. Please, send us an email to ir@crypterium.io
Is there a minimum amount of tokens I can buy?
There is no lower limit. During the tokensale you can purchase 1 CRPT token
When will the tokens start trading on crypto exchanges?
This should happen one to two months after the end of the tokensale, which ends in mid-January 2018 (or sooner, if the token issue cap is reached).
If you have any additional questions, feel free to ask in our Telegram chat
